What is an EB-5 Immigrant Visa?

March 12, 2019 in Articles

EB-5 is the perfect means for an ambitious businessman or woman to invest in the United States of America’s economy whilst also gaining access to the country itself! Where traditional means of gaining a green card fail, an EB-5 immigration visa may just be the thing.

However, not just anyone can get an eb 5 visa. In this article, we’ll explain a little more about what the visa is and the requirements that you must fill in order to acquire one:

Basics of EB-5

Congress first created the EB-5 visa program in 1990. The purpose was to enhance the economic and commercial aspects of America by encouraging foreign investors.

Foreign investors needed to invest in a relatively new commercial enterprise in order to be eligible. The enterprise had to have been founded after November 29, 1990. Some exceptions were made with older businesses that had recently improved their net worth by more than 40%.

The commercial businesses that you could invest in include the following:

  •         Limited Partnership
  •         General Partnership
  •         Joint Venture
  •         Business Trust
  •         Sole Proprietorship
  •         Holding Company
  •         Corporation
  •         And More!

Required Job Creation Details

There are three main divisions of business investment:

  •         Commercial Enterprise Outside of a Regional Center
  •         Commercial Enterprise Within a Regional Center
  •         A Troubled Business

Troubled businesses lead to a number of extra factors which you can view on the US government website. We’ll take a look at the other two. Before we do, know that the investor needs to cover the position of a minimum of 10 full-time employees. Okay, let’s take a look:

Commercial Enterprise Outside of a Regional Center

For this investment, the commercial enterprise must directly offer the ten full-time positions. Positions filled by any outside sources will not count towards your needed ten sponsorships. Essentially, the commercial enterprise should be the direct employer of these ten workers.

Commercial Enterprise Within a Regional Center

A commercial enterprise that is within a regional center can indirectly hire the ten workers. The difference is that while they are creating the job opportunity, they are not employers.

The enterprise can still hire people directly even when inside a regional center. In fact, you can mix it up and have 5 directly hired and 5 indirectly hired. It depends on what is more worthwhile.

Capital Investment Requirements

Your capital investment doesn’t have to be just cash. Any equipment, supplies, etc. that you purchase will also count toward your capital investment.

You have a specific requirement of how much capital you need to invest in order to be eligible for the EB-5 visa. There are two main forms of capital investment:

  •   General Capital Investment – The typical requirement for capital investment is $1 million in US currency. So long as you reach that number or higher, you’re good to go.
  •   Target Employment Area Capital Investment – If you are investing in rural areas (any area that is outside of town or city borders with more than 20,000 residents) or places with an exceptionally high rate of unemployment, (more than 150% the average rate) you can reach the capital investment requirement with just $500,000 of capital. Because these areas are in higher demand for investment, the government allows lower-aiming investors to have a crack at them.

That’s the basics of the EB-5 immigration visa. If you can meet these requirements as a foreign investor, you’ll get a huge advantage when it comes to getting into and staying in the US.

While the level of investment is quite high for most, the main goal is to get successful foreign investors to boost the USA’s economy while also giving more people the means to get into the country.


The opinions expressed here are that of Hello Betty only. While the products in this post were given complimentary for posting purposes, that does not alter our opinion of the product mentioned. Some posts may contain affiliate links. If you have any questions email hellobettycompany@gmail.com

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Jaclyn Dryden

Welcome To Hello Betty. My name is Jaclyn and I am the owner of this little slice of the net. I adore chatting about home decor, food, cooking, recipes, and tech. Join me on my little adventure. Read More

Jaclyn Drdyen

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